Purpose (Chapter Two of My Best Advice: Proven Rules for Effective Leadership)

Think about how you spent the past day, week, or even month. Why did you spend it that way? Why did you invest your time the way you did? Did you go to work? Why do you go to work every day? Did you go to your daughter\u27s recital or your son\u27s play? Why? Did you get some exercise? Did you take your partner to lunch? Did you go to the neighborhood barbecue? Why? On the surface, our answers to these questions may be simple: I go to work to make money so I can pay my bills and support a certain lifestyle for my family. I go to my kids\u27 events to support them. I love my partner. I enjoy spending time with my neighbors. There may be deeper drivers for each of these decisions as well

Addressing Today’s Talent Gap: An Inductive Investigation into Balancing the Demand and Supply of 21st Century Workforce Talent

Institutions of higher education are under immense pressure to become more aware of market demands and the role they play in offering the supply-side for the demand. This article highlights the disconnect between skills organizations need/demand and the supply of those skills, talent, and knowledge from university graduates. Specifically, a deficiency in work ethic, passion, and drive (possibly termed “the right attitude”) was noted as a vitalgap. Additionally, and importantly, these personal attributes along with continuous learning, the ability to innovate, and communication skills emerged as key characteristics needed among the workforce today

Staffing and Recruiting Considerations for Financial Education Programs (Chapter Three of Student Financial Literacy)

A financial education program is only as good as the people who staff it. In order to get the right people on staff, careful attention must be paid to the strategy and execution of recruiting and hiring. Underlying the strategy is the determination of which staff positions are needed and how the roles will be defined. Various questions need to be addressed, such as: What financial resources are available? What types of services is the program planning to offer? What is the level of counselor content expertise? What is the type and size of facility where counseling will take place? How large is the program and who is the program’s target audience? With what other programs on campus is there possible opportunity for collaboration? The impact of a financial education program on a college campus is limited only by its implementation. Careful attention to the processes of staff selection is paramount in determining the early trajectory of such a program

Análisis comparativo de las resistencias a la flexión y a la compresión entre el concreto tradicional y el concreto con añadido de aserrín al 5%, 10% y 15% según la norma ACI, Lima - 2020

El objeto de este trabajo es analizar de manera comparativa las resistencias a la flexión y compresión entre concreto tradicional y el concreto con añadido de aserrín al 5%, 10% y 15% según la norma ACI 211. Para la metodología, por tratarse de una investigación pseudo - experimental, la población es la misma que la muestra, constituida por un conjunto de 36 probetas cilíndricas de concreto de 4” x 8” diseñadas y ensayadas bajo las normas NTP 339.034 y 8 muestras prismáticas 6” x 6” x 12” para ensayo a flexión algunas diseñadas de manera convencional y otras diseñadas con aserrín añadido en 5%, 10% y 15% en peso de cemento. Los resultados del laboratorio mostraron un aumento significativo de la resistencia a la flexión al añadir 5% y 10% de aserrín a la mezcla convencional, asimismo , no existe un aumento significativo de la resistencia a la compresión al añadir 5%, 10% ni 15% de aserrín a la mezcla convencional, para corroborar lo antes mencionado se realizó la prueba de Hipótesis t-Student con un nivel de significancia del 5% en el programa estadístico IBM SPSS V.25. Con los resultados se concluyó que la mejor opción es el concreto con añadido de 5% de aserrín, ya que sus propiedades a la compresión y abrasión no difiere respecto al concreto, pero mejora sus propiedades a la flexión respecto a la misma.The purpose of this work is to analyze in a comparative way the resistance to bending and compression between traditional concrete and concrete with added sawdust at 5%, 10% and 15% according to the ACI 211 standard. For the methodology, as it is a pseudo - experimental investigation, the population is the same as the sample, consisting of a set of 36 4 "x 8" cylindrical concrete test tubes designed and tested under the NTP 334 / NTP 339 standards. designed in a conventional way and others designed with sawdust added in 5%, 10% and 15% by weight of cement. Laboratory results showed a significant increase in flexural strength when adding 5% sawdust to the conventional mix, likewise, there is no significant increase in compressive strength when adding 5%, 10% or 15% sawdust to the conventional mix and as there is no significant wear when the addition is 5% sawdust, for the additions of 10% and 15% the wear of the experimental concrete is high, to corroborate the aforementioned, the Hypothesis t test was carried out -Student with a significance level of 5% in the statistical program IBM SPSS V.25. With the results, it was concluded that the best option is concrete with an addition of 5% sawdust, since its compression and abrasion properties do not differ from concrete, but it improves its flexural properties with respect to it

A Peer-Based Financial Planning and Education Service Program: An Innovative Pedagogic Approach

This paper presents a peer-based financial planning and education program as a strategy to address the lack of financial literacy among college students and provide an experiential/earning opportunity for students majoring in financial planning or other financial services-related disciplines. Benefits of such programs to campus communities are addressed by illustrating the current trends regarding student debt and financial literacy. The paper provides a specific description of a successful peer-to-peer financial planning and education program and encourages its replication at other colleges and universities. Through the review of this program, other schools may emulate effective strategies to assist in the implementation of this program as a pedagogical tool to improve students\u27 educational experience

A Peer-Based Financial Planning & Education Service Program: An Innovative Pedagogic Approach

This paper presents a peer-based financial planning and education program as a strategy to address the lack of financial literacy among college students and provide an experiential learning opportunity for students majoring in financial planning or other financial services-related disciplines. Benefits of such programs to campus communities are addressed by illustrating the current trends regarding student debt and financial literacy. The paper provides a specific description of a successful peer-to-peer financial planning and education program and encourages its replication at other colleges and universities. Through the review of this program, other schools may emulate effective strategies to assist in the implementation of this program as a pedagogical tool to improve students’ educational experience

A Survey of Clergy Practices Associated with Premarital Financial Counseling

The purpose of this exploratory study was to gain an understanding of the state of clergy-led premarital financial counseling. Clergy respondents (n =223) indicated that they often include a financial component in their formal premarital counseling. The most frequently discussed financial topics are budgeting, managing debt and credit, and saving. The most frequently cited obstacles to providing premarital financial counseling are lack of time and lack of subject matter expertise

Sigmoidal Chemorheological Models of Chip-Underfill Materials Offer Alternative Predictions of Combined Cure and Flow

Prior rheology results on chip-underfill epoxy resins have been re-analyzed by a sigmoidal model that contains three variable physical parameters, including the terminal cured viscosity of the gel, an induction or dwell time and a time factor associated with the speed of conversion as viscosity undergoes large dynamic changes during rapid crosslinking. The analyses were conducted with resins that were originally cured between 150 and 180 °C and show obvious non-linearity, even on a semi-log plot of dynamic viscosity. The sigmoidal models more accurately represent a wider range of dynamic viscosity than power-law-based rheological models, which are both more common and more generally accepted for practical application. If total flow is the critical design parameter in terms of chip underfill, perhaps these alternative sigmoidal models need to be more thoroughly evaluated to gauge their practical use and validity.Peer Reviewedhttp://deepblue.lib.umich.edu/bitstream/2027.42/61221/1/832_ftp.pd